PPF Calculator

Calculate your Public Provident Fund (PPF) wealth accumulation based on annual deposits and fixed interest rates.

Annual Investment

₹

PPF Interest Rate (p.a.)

Tenure (Years)

Maturity Amount

₹0

Total Invested

₹0

Interest Earned

₹0

Formula & Calculation Details

PPF returns are compounding annually. The maturity formula is: F = P × [ (1 + i)^n - 1 ] / i, where F is PPF maturity amount, P is annual installment, i is annual interest rate (e.g. 7.1% = 0.071), and n is tenure in years.

Frequently Asked Questions

The lock-in period for a Public Provident Fund account is 15 years. Post 15 years, it can be extended in blocks of 5 years indefinitely.

The maximum investment allowed in a PPF account is ₹1.5 Lakhs per financial year under section 80C of the Income Tax Act in India.